YOUR NEXT CHAPTER

How to organize your money and prepare a budget

A place to get your bills and priorities in order.

How to follow this journey

The first goal is to get a clear picture of your accounts. You can start with estimates, identify which figures need checking, and review the picture once you have the details.

Gather income and expenses for the same period.
Separate monthly payments from annual ones and calculate your balance.
Choose an adjustment or savings goal, and set a date to review it.

YOUR JOURNEY, STEP BY STEP

A place to start.

This list is a flexible suggestion. You can save your progress on this device without signing up.

Gather income and expensesSeparate fixed and variable expensesChoose a goalReview the budget

Guides to support you

MoneyPractical guide

How to prepare a budget when your income changes every month

Practical guide to structuring your personal budget with variable income, based on expense classification and the periodic review recommended by the Bank of Spain.

Spain

4 min read

Tools for this moment

Your household budget

Put your income and expenses on the same page. One month at a time.

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A plan for your savings

Explore how much you would need to set aside for a goal.

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